COVID 19 Info: Drive Thrus Open - All Lobbies Temporarily Closed - Branch Staff Available by Email & Phone.

Fixed Rate Loans

Bring it home with a fixed rate mortgage. Review Rates

Fixed Rate Loans

Bring it home with a fixed rate mortgage. Review Rates

A fixed-rate mortgage loan provides the stability of equal monthly payments throughout the term of the loan. Fixed loan rates are a good choice for home buyers that plan to own their home for a long time. With our competitive fixed loan rates and simple loan application, we can help make your dream home a reality.

Looking to refinance? With our competitive mortgage refinance rates and simple loan application, we can help you get the best fixed rate mortgage refinance available.

  • Available in 10, 15, 20 and 30-year terms
  • Low closing costs
  • Online tax statements
  • Make payments over the phone or online
View payment terms and options

Rates and/or points are subject to change at any time until you apply for a loan and “lock-in” a rate. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan.
Rates and points vary widely for loan amounts above $453,100** (see below), and/or for investment property loans.
**Jumbo rates are for loan amounts exceeding $453,100 ($679,650 in Alaska, Hawaii, Guam and the U.S. Virgin Islands). For properties in New York, add .250 loan origination fee.
Each quote above represents a “lock-in” period of 30 days, meaning that if you applied for a loan today and choose to “lock-in.” We will guarantee the rate and points for 30 days.
Each quote based on a purchase money mortgage with a minimum loan amount of $100,000 (except Jumbo loans).
Taxes and insurance not included, therefore the actual payment obligation will be greater. Your actual rate may be higher depending upon your creditworthiness.

 

Get the Latest News

young girl painting a wall blue

Home Improvement Hacks

You don’t need to spend a fortune to give your house a new look this spring. Read on for a list of home improvement hacks and learn how to upgrade your home on a budget. 

Continue to Article
Couple prepping to paint

How to Plan and Finance Home Improvement

Once the thrill of becoming a homeowner wears off, reality sets in. Your home is likely to be the biggest single investment you’ll make in your lifetime. If you want to preserve its value over time, that means doing regular maintenance.
Continue to Article
Family of 5 in front of blue house

Tax Benefits of Owning a Home

From building equity to giving you a chance to settle down and plant roots, homeownership comes with potential benefits that renting simply doesn’t offer. Among them are several tax advantages worth knowing about.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue