Mortgages

Make a house your home. Apply Today

Mortgages

Make a house your home. Apply Today

Fixed Rate Mortgage

A fixed-rate mortgage loan provides the stability of equal monthly payments throughout the term of the loan. Fixed loan rates are a good choice for home buyers that plan to own their home for a long time.

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Adjustable Rate Mortgage

An Adjustable Rate Mortgage (ARM) is ideal if you are looking for lower monthly payments initially. After the initial loan period, your rates can adjust based on a number of factors.

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Jumbo Mortgages

Our jumbo mortgage loan is designed for borrowers that seek loan amounts higher than conventional conforming loan limits. Best of all, our jumbo mortgage rates are highly competitive.

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Cash Out Refinance

Cash out refinancing allows you to utilize your home’s equity to pull cash out and use those funds for any number of things, including home improvements, school tuition, investment purposes, large purchases and more.

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97% Financing Program

You don’t have to wait to save thousands of dollars for a down payment to purchase your first home with Advancial. Our low 3% down payment¹ options with available closing cost assistance² help you keep your savings intact while getting you in the home your family needs.

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*A loan is considered a jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac, which is currently $726,200 for a single-family home in most states or $1,089,300 in Alaska, Hawaii, Guam and the U.S. Virgin Islands.

*Please note that additional documentation may be requested during the underwriting process as the result of information contained in the documents provided.

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To contact Advancial Mortgage, email loans@advancialmortgage.com or call 1.888.876.2328.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

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Buying a home is one of life’s biggest moments. For most people, it’s the biggest purchase they’ll ever make, and every penny is worth it when all goes well. But how can you increase your odds of landing the perfect, affordable home without too much stress along the way? Well, follow this guide and we’ll help you get there.

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What Costs to Expect When Selling Your Home

Just as with buying a home, selling also comes with its share of dues. You need to prepare your home for prospective buyers as well as pay part of the closing costs, which average around 3% of the home price.

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The 20% Down Myth

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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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