Skip to Content (custom)

    Motorcycle Loans

    We’re making fun affordable.

    Hit the open road

    Ride in style and enjoy the freedom of riding your new motorcycle with an affordable loan from Advancial.

    Same rate for new or used motorcycles

    Low, fixed rates and monthly payments

    Flexible terms available

    Terms available from 3-6 years1

    Discounted rate when you sign up for automatic payments

    Looking to finance other recreational vehicles?

    At Advancial, you can receive flexible financing to purchase or refinance a variety of new or used recreational vehicles, including:

    • Jet Skis
    • Aircraft
    • ATVs
    • And so much more!

    Boat Loans

    Get out and enjoy the water with a boat, jet ski or any other type of water-based recreational vehicle. Soak up the sun and relax while we make sure your finances are ship-shape.
    Make a Splash
    Loan Type 3 year 4 year 5 year 6 year 7 year 10 year 12 year 15 year
    Auto¹ 4.83% 4.98% 5.17% 5.91% 6.50% - - -
    Auto Lease Contact your branch or call us at 1.800.322.2709 for more information and help finding your next vehicle.
    Boat² - 6.31% 6.49% 6.62% 6.80% 7.07% 7.15% 7.66%
    Motor Home & Travel Trailer² - 6.68% 6.88% 7.00% 7.19% 7.36% 7.46% 7.58%
    Motorcycle, Jet Ski, ATV & Pop-up Camper² 7.11% 7.26% 7.48% 7.62% - - - -

    Frequently Asked Questions about Motorcycle Loans

    No, you do not need a savings account to apply for a loan. If your loan is approved, we will open a savings account for you during the loan process. You must make an initial $5 deposit into your savings account upon opening.
    Call 800.322.2709 to speak to a Member Service Representative to check the status of your loan application.  
    The payoff amounts will be listed in the Account Detail screen in cuAnywhere® Online Banking and the Advancial Mobile App for each loan.  
    You can make your loan payments through cuAnywhere® Online Banking and the Advancial Mobile App. You can also make a one-time payment online without having to log in.

    For cuAnywhere and the Advancial Mobile App:
    1. Log in to cuAnywhere Online Banking or the Advancial Mobile App
    2. Select Payments > Pay My Loan or Credit Card
    3. If making your payment using an external account, you can add that information under the Manage Payment Sources section
    4. Select whether you’d like to make you payment from an Advancial or external account and follow the provided steps
    5. If you’d like to set up recurring payments, select Monthly for the Payment Frequency option
    6. Click Submit
    To make a one-time payment:
    1. Go to advancial.org
    2. Select the round Pay button next to the cuAnywhere Online Banking log in on the home page
    3. Enter your account number and the last 4 digits of your Social Security Number.
    4. Select Continue
    5. Enter your payment details  
    You must be a member of Advancial in order to finance your loan. The savings account is considered your membership account and provides you with full access to our products and services.

    How to Maximize Deposit Insurance

    Here's how to get the most NCUA deposit insurance coverage.
    March 25, 2024

    Ways to Build Credit

    Perhaps you had good credit in the past, but now you’re experiencing a much lower credit score due to life choices or circumstances. Or, you may be building your credit for the first time. Whatever the situation, you can rely on Advancial to provide you with products that can help re-establish your payment history.
    January 30, 2023

    Raising a Financially Savvy Child

    In today's fast-paced and complex world, it is crucial for parents to equip their children with financial skills that help them navigate the challenges of managing money. By instilling good financial habits early on, parents can lay the foundation for a financially savvy future.
    April 26, 2023
    smiling woman holding her phone and looking at her bills

    Zero-Based Budgeting: Make Every Dollar Count

    Managing your money can feel overwhelming, especially when bills, expenses, and savings goals all compete for your attention. One budgeting method that can help you take full control is zero-based budgeting.
    December 15, 2025
    footer wave background