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Give yourself some credit.

We offer low interest credit cards for every stage of life.

Give yourself some credit.

We offer low interest credit cards for every stage of life.
Whether you're looking to build or repair credit, rack up reward points or give your teen a head start, we have a low interest credit card to fit your needs. Best of all, there's no annual credit card fee on any credit card we offer.
woman with shopping bags

Visa® Rewards Plus

Our uncompromising credit card with premium benefits including low rates, no annual credit card fees and unlimited reward points. Plus, 0% interest for the first 12 months!1
  • No Annual Fee
  • No Balance Transfer Fee
  • No Foreign Transaction Fee
  • No Cash Advance Fee
  • Reward Points on Purchases
Apply for an Account Discover More Visa Rewards Plus Features
Piggy bank with an umbrella

Savings Secured Visa®

An alternative credit card choice for those establishing first-time credit or rebuilding credit.
  • No Foreign Transaction Fee
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Reward Points on Purchases
Apply for an Account Discover More Savings Secured Visa Features
Teen girl with piggy bank and dinero visa credit card

Dinero Visa®

A credit card option for Dinero Teens members to help establish good credit habits early in a safe environment where parents can easily monitor spending.
  • No Application Fee
  • Secure Online Shopping
  • No Annual Fee
  • Reward Points on Purchases
Apply for an Account Discover More Dinero Visa Features

Credit Cards FAQs

  • How do I change my credit card PIN?
    You can select a PIN or change your existing PIN for your credit card with a phone call. Use the number included on the back of your card or call 877.746.6746 and have your card ready.
  • How can I view my Advancial credit card balance and history?
    Log in to online banking to view your balance and history information. Under the Credit Card section, click Visa Rewards Plus.
  • How do I transfer a balance?
    If you are a current member and already have a Visa Rewards Plus credit card, you can transfer your balance through online banking. Log in to online banking:
    • Click on your credit card
    • Select Account Actions  
    • Click the Balance Transfer icon
    You can also fill out a balance transfer form at your local branch or by calling 800.322.2709.
  • How do I report my lost credit card?
    If your credit card is lost or stolen, please call 800.322.2709 immediately.

Get the Latest News

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Credit Scores 101

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simplistic, but credit scores are an important tool that lenders use for virtually all loan and credit applications.
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dos and donts of credit repair

Dos and Don'ts of Credit Repair

If you've recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft.
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Credit Card Debt? Tip the Balance in Your Favor

If you’re overwhelmed with high-interest credit card debt, or if you want to simplify your finances, you may want to consider a balance transfer. A balance transfer occurs when you move the amount you owe from one or more credit card accounts to another credit card, preferably one with a lower interest rate.

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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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