Give yourself some credit.

We offer low interest credit cards for every stage of life.

Give yourself some credit.

We offer low interest credit cards for every stage of life.

Whether you're looking to build or repair credit, rack up reward points or give your teen a head start, we have a low interest credit card to fit your needs. Best of all, there's no annual credit card fee on any credit card we offer.

Visa® Rewards Plus

Our uncompromising credit card with premium benefits including low rates, no annual credit card fees and unlimited reward points. Plus, 0% interest for the first 12 months!¹

No Annual Fee
No Balance Transfer Fee
No Foreign Transaction Fee
No Cash Advance Fee
Reward Points on Purchases

Apply for an Account Discover More Visa Rewards Plus Features

Savings Secured Visa®

An alternative credit card choice for those establishing first-time credit or rebuilding credit.

No Foreign Transaction Fee
No Annual Fee
No Cash Advance Fee
No Balance Transfer Fee
Reward Points on Purchases

Apply for an Account Discover More Savings Secured Visa Features

Dinero Visa®

A credit card option for Dinero Teens members to help establish good credit habits early in a safe environment where parents can easily monitor spending.

No Application Fee
Secure Online Shopping
No Annual Fee
Reward Points on Purchases

Apply for an Account Discover More Dinero Visa Features

Credit Cards FAQs

How do I change my credit card PIN?

To change or reset your PIN, call our PIN Now line at 1.888.891.2435 (U.S.) or 206.467.1552 (International) and follow the instructions. You will need to have your card handy. You can also visit us at any of our locations for assistance with resetting your PIN.
How can I view my Advancial credit card balance and history?

Log in to online banking to view your balance and history information. Under the Credit Card section, click Visa Rewards Plus.
How do I transfer a balance?
If you are a current member and already have a Visa Rewards Plus credit card, you can transfer your balance through online banking. Log in to online banking:
- Click on your credit card
- Select Account Actions
- Click the Balance Transfer icon
You can also fill out a balance transfer form at your local branch or by calling 800.322.2709.
How do I report my lost credit card?

If your credit card is lost or stolen, please call 800.322.2709 immediately.

¹ APR will be 8.90%-14.90% based on creditworthiness

² APR will be 16.90%

³ APR will be 9.90%

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)

Get the Latest News

Credit Card Debt? Tip the Balance in Your Favor

If you’re overwhelmed with high-interest credit card debt, or if you want to simplify your finances, you may want to consider a balance transfer. A balance transfer occurs when you move the amount you owe from one or more credit card accounts to another credit card, preferably one with a lower interest rate.

Continue to Article

a woman on a beach holding a credit card

Make It a Point to Maximize Rewards

If you’re in the market for a rewards credit card, you may be wondering which is the best for you.

Continue to Article

a couple sitting on the floor looking at bills

Ditch the Debt

Getting out of debt may sometimes feel like digging out an entire beach with a child’s toy shovel. But ditching your debt is not impossible.

Continue to Article

You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.

Continue

We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.

Continue

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.

Continue

You are leaving www.advancial.org and entering the Loan Applications site.

Continue