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Savings Secured Visa®

Rebuild or jumpstart your credit with the best secured credit card.

Savings Secured Visa®

Rebuild or jumpstart your credit with the best secured credit card.
0% APR for the first 12 months
Rewards Points on Purchases
No Annual Fee
No Foreign Transaction Fee
No Cash Advance Fee
No Over-Limit Fee

Savings Secured Visa Features

Introductory APR 0% for 12 months; after that, your APR will be 16.90%
Rewards Points Available on all purchases
Annual Fee1 None
Foreign Transaction Fee1 None
Cash Advance Fee1 None
Penalty Rate None
Over Limit Fee None

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Credit Scores 101

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simplistic, but credit scores are an important tool that lenders use for virtually all loan and credit applications.
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Credit Card Debt? Tip the Balance in Your Favor

If you’re overwhelmed with high-interest credit card debt, or if you want to simplify your finances, you may want to consider a balance transfer. A balance transfer occurs when you move the amount you owe from one or more credit card accounts to another credit card, preferably one with a lower interest rate.

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dos and donts of credit repair

Dos and Don'ts of Credit Repair

If you've recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft.
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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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