Savings Secured Visa®

Rebuild or jumpstart your credit with the best secured credit card.

Savings Secured Visa®

Rebuild or jumpstart your credit with the best secured credit card.
We believe that credit repair and rebuilding still deserves the best secured credit card possible. Secured with your own funds, you can qualify for limits of $500 to $3,000. We report the card to the three major credit bureaus so, as long as you use your card responsibly, you’ll be able to improve your credit quickly.

You’ll save on interest and possibly pay down your balances faster.

  • 0% Promotional APR on balance transfers for 12 months; after that, your APR will be 16.90%
  • No balance transfer fee

Your everyday expenses turn into real rewards you can enjoy like cash back, travel, gift cards, merchandise and more.

  • Earn 1% rewards on all purchases in a billing cycle up to $2,499
  • Make 25+ purchases or spend $2,500+ and earn 50% extra points on all purchases during that billing cycle
  • Points never expire
0% APR for the first 12 months
Rewards Points on Purchases
No Annual Fee
No Foreign Transaction Fee
No Cash Advance Fee
No Over-Limit Fee

Savings Secured Visa Features

Introductory APR 0% for 12 months; after that, your APR will be 16.90%
Rewards Points Available on all purchases
Annual Fee1 None
Foreign Transaction Fee1 None
Cash Advance Fee1 None
Penalty Rate None
Over Limit Fee None

Get the Latest News

a woman smiling

Advancial Checking 101: Smart Ways to Manage Your Money

A checking account that makes you pay to access your own money is no friend to your finances. Truth is, plenty of banks charge fees that can chip away at your account balance. Not so at Advancial.
Continue to Article
Retirement jar of change

How to Save for Retirement

It’s never too early to start putting away money for your future. If you’ve ever wondered how to save for retirement when you’re also dealing with day-to-day expenses, these easy tips can help.
Continue to Article
20% down on a home myth

The 20% Down Myth

Are you desperate to own a home of your own?
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are deferally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue