Savings Secured Visa®

Rebuild or jumpstart your credit with the best secured credit card.

Savings Secured Visa®

Rebuild or jumpstart your credit with the best secured credit card.
We believe that credit repair and rebuilding still deserves the best secured credit card possible. Secured with your own funds, you can qualify for limits of $500 to $3,000. We report the card to the three major credit bureaus so, as long as you use your card responsibly, you’ll be able to improve your credit quickly.

You’ll save on interest and possibly pay down your balances faster.

  • 0% Promotional APR on balance transfers for 12 months; after that, your APR will be 16.90%
  • No balance transfer fee

Your everyday expenses turn into real rewards you can enjoy like cash back, travel, gift cards, merchandise and more.

  • Earn 1% rewards on all purchases in a billing cycle up to $2,499
  • Make 25+ purchases or spend $2,500+ and earn 50% extra points on all purchases during that billing cycle
  • Points never expire
0% APR for the first 12 months
Rewards Points on Purchases
No Annual Fee
No Foreign Transaction Fee
No Cash Advance Fee
No Over-Limit Fee

Savings Secured Visa Features

Introductory APR 0% for 12 months; after that, your APR will be 16.90%
Rewards Points Available on all purchases
Annual Fee1 None
Foreign Transaction Fee1 None
Cash Advance Fee1 None
Penalty Rate None
Over Limit Fee None

Get the Latest News

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When to Get a Personal Loan

There are times in life when you want or need to spend more cash than you have on hand. You can borrow the money and pay it back a little at a time if you have reasonably good credit.
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Three Reasons You Need an Automatic Savings Plan

“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and stay consistent with your goals, setting up an automatic funds transfer can help.
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How to Invest for Retirement

Investing can be one of the best ways to help your money grow. If you have a goal, like being able to retire someday, investments can offer a greater chance of increasing in value at a faster rate compared with money placed in an interest-bearing account.
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Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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NCUA
Your savings are deferally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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