Visa® Rewards Plus

A credit card with no compromises.

Visa® Rewards Plus

A credit card with no compromises.

We don’t want our members to make compromises when choosing a credit card. Since we’re not for profit, we don’t charge unnecessary fees for everything you do. We give everything back to our members to provide them with the best rewards credit card with no annual fee. We know this card is easy to use because we’re members, too.
 
If you need to transfer any of your balances, don’t worry about paying a fee. You won’t even have to pay interest for the first 12 months1. Now you can save on interest and start paying down your balances faster. The best part? You can transfer your balance to your Visa Rewards Plus through cuAnywhere® Online Banking!


Earn additional reward points shopping with our Ampre rewards. Visit any of our 2,000+ participating merchants or shop online through the Ampre Online Network and keep earning points.


 
0% APR for the first 12 months
No annual fee
No over-limit fee
No balance transfer fees
No cash advance fee
No penalty rate

Visa Rewards Plus Features

Earn 1.5% rewards on all purchases when you make 25+ purchases or spend more than $2,5002.
Earn 10,000 bonus points if you spend $500 in the first 90 days after account opening.
APR for the first 12 months 0% 
after that your APR will be 8.90% to 14.90% based on creditworthiness
Annual Fee None
Foreign Transaction Fee None
Over-Limit Fee None
Balance Transfer Fees None
Up to 1.5% Rewards on All Spending2 Unlimited
Cash Advance Fee None
Penalty Rate None
Mobile Wallet Support Apple, Samsung, Android

Get the Latest News

Split road

Five Reasons to Choose a Credit Union Over a Bank

Creature comforts like smartphone bank deposits are nice, but how much are they costing you? Your statement might not show the costs directly, but there’s an old adage about situations like this: If you’re not paying for a service, you’re not the customer. You’re the product.
Continue to Article
Girl holding and looking at credit card

Adding Kids as Authorized Users of a Credit Card

A credit history opens many doors in life. It can be the key to qualifying for credit, securing a lease and even getting a job. So it’s no wonder that parents look for ways to help their young adult children build credit, sometimes even before they’re out of the house.
Continue to Article
Retirement fund piggy bank

How to Invest for Retirement

Investing can be one of the best ways to help your money grow. If you have a goal, like being able to retire someday, investments can offer a greater chance of increasing in value at a faster rate compared with money placed in an interest-bearing account.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are deferally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue