Make a Payment

Visa® Rewards Plus

A credit card with no compromises.

Visa® Rewards Plus

A credit card with no compromises.
0% APR for 1 year1
No annual fee
No over-limit fee
No balance transfer fees
No cash advance fee
No penalty rate

Visa Rewards Plus Features

Earn 1.5% rewards on all purchases when you make 25+ purchases or spend more than $2,5002.
Earn $100 cash back value when you spend $500 in the first 90 days after account opening.
APR for the first 12 months 0% 
after that your APR will be 8.90% to 14.90% based on creditworthiness
Annual Fee None
Foreign Transaction Fee None
Over-Limit Fee None
Balance Transfer Fees None
Up to 1.5% Rewards on All Spending2 Unlimited
Cash Advance Fee None
Penalty Rate None
Mobile Wallet Support Apple, Samsung, Android
Apply for an Account Back to credit card overview

1After that, APR will be 8.90% - 14.90% based on credit worthiness. APR=Annual Percentage Rate
2Spend between $1-$2,499 and earn 1% rewards. Earn 1.5% when you spend $2,500+ or when you make 25+ purchases during a billing cycle. 

View Cardholder Agreement (PDF)
View Rates and Fees (PDF)
View Advancial Rewards Terms and Conditions (PDF)

Get the Latest News

article preview image

Credit Card Debt? Tip the Balance in Your Favor

If you’re overwhelmed with high-interest credit card debt, or if you want to simplify your finances, you may want to consider a balance transfer. A balance transfer occurs when you move the amount you owe from one or more credit card accounts to another credit card, preferably one with a lower interest rate.

Continue to Article
a woman on a beach holding a credit card

Make It a Point to Maximize Rewards

If you’re in the market for a rewards credit card, you may be wondering which is the best for you.
Continue to Article
article preview image

Credit Scores 101

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simplistic, but credit scores are an important tool that lenders use for virtually all loan and credit applications.
Continue to Article
Leaving Advancial.org
You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
Equal Housing
We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
NCUA
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Leaving Advancial.org. You are leaving www.advancial.org and entering a site that is not operated by Advancial Federal Credit Union. Advancial does not provide and is not responsible for the product, service, overall website content, security or privacy policies on any external third-party site.
Continue
My Loan Applications
You are leaving www.advancial.org and entering the Loan Applications site.
Continue