Knowledge Center

If you think managing your money is challenging, you’re not alone! Nearly three-quarters of teens (74%) say they’re not confident about their personal finance knowledge, according to a recent survey.

In an era of digital payments, you may not regularly need to write a check to complete a purchase. But at some point, you will likely want or need to write a check because it’s the best option available.

A checking account that makes you pay to access your own money is no friend to your finances. The truth is, plenty of banks charge fees that can chip away at your account balance. That’s not the case at Advancial. As a not-for-profit credit union, our checking accounts are designed to benefit your bottom line, not a bank’s shareholders.

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.

Every day, fraudsters are hard at work trying to steal personal financial information from hardworking, honest people like you. They are more clever than ever, so you need to stay informed about how to avoid falling victim to their schemes.

Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

Tired of carrying around a wallet stuffed with cards? Don’t like waiting for a chip card to process? Worried about the germs on the payment terminal? Try using a mobile wallet!