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These resources will help you make more informed financial decisions. Our financial calculators, informative articles and other credit union resources will offer all the guidance you'll need.

Financial Calculators

Our financial calculators provide you with the tools you need to prepare for your financial future.

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Identity Theft

Identity theft occurs when someone steals your personal information and uses it for financial gain. Learn what you can do to protect yourself from identity theft.

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Articles

Useful tips and information on credit unions to help you with a wide variety of important financial decisions.

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10 Terms Every Home-Buyer Should Know

Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re ready to make smart decisions with your money.

  1. Adjustable-rate mortgage (ARM): A mortgage with an interest rate that can change over time. It typically has a low, fixed initial interest rate and then may adjust regularly either up or down depending on market conditions. It can’t exceed a set rate cap.
  2. Closing costs: Fees from buying a house from both the lender and third parties like inspectors, attorneys, surveyors and title insurance companies. These typically add up to 3%-6% of the total home price, though some of these charges are negotiable.
  3. Down payment: When you’re buying a home and financing it with a mortgage, most lenders require
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Financial Calculators

Our top financial calculators provide you with the tools to make important financial decisions and reach your financial goals. Research auto loans, manage personal savings and plan for retirement within the financial sections below

*Completion of any of Advancial's Financial Calculators does not guarantee extension of credit and are provided as estimates only.

Identity Theft Education

Identity theft is when someone steals your personal information, such as your name, Social Security number or credit card number, to commit fraud or other crimes. Nearly one in five Americans has become a victim of this crime. Identity theft can cost its victims valuable money, time and frustration.

Jars of coins

Six Tips for Anyone Late to the Retirement-Planning Game

“Over-the-hill” surprise birthday parties can be fun. But one shock you don’t want in your 50s is the realization that you’ve completely overlooked retirement or are significantly behind where you need to be.
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Girl holding and looking at credit card

Adding Kids as Authorized Users of a Credit Card

A credit history opens many doors in life. It can be the key to qualifying for credit, securing a lease and even getting a job. So it’s no wonder that parents look for ways to help their young adult children build credit, sometimes even before they’re out of the house.
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Consolidating Debt: When does it make sense?

Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses.
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We do business in accordance with the Federal Housing Law and the Equal Opportunity Act.

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Your savings are deferally insured to at least $250,000 and backed by the full faith and credit of the United States government.

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