Knowledge Center

These resources will help you make more informed financial decisions. Our financial calculators, informative articles and other credit union resources will offer all the guidance you'll need.

Financial Calculators

Our financial calculators provide you with the tools you need to prepare for your financial future.

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Identity Theft

Identity theft occurs when someone steals your personal information and uses it for financial gain. Learn what you can do to protect yourself from identity theft.

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Articles

Useful tips and information on credit unions to help you with a wide variety of important financial decisions.

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10 Terms Every Home-Buyer Should Know

Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make. It’s important to understand these 10 essential terms so you’re ready to make smart decisions with your money.

  1. Adjustable-rate mortgage (ARM): A mortgage with an interest rate that can change over time. It typically has a low, fixed initial interest rate and then may adjust regularly either up or down depending on market conditions. It can’t exceed a set rate cap.
  2. Closing costs: Fees from buying a house from both the lender and third parties like inspectors, attorneys, surveyors and title insurance companies. These typically add up to 3%-6% of the total home price, though some of these charges are negotiable.
  3. Down payment: When you’re buying a home and financing it with a mortgage, most lenders require
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Financial Calculators

Our top financial calculators provide you with the tools to make important financial decisions and reach your financial goals. Research auto loans, manage personal savings and plan for retirement within the financial sections below

*Completion of any of Advancial's Financial Calculators does not guarantee extension of credit and are provided as estimates only.

Identity Theft Education

Identity theft is when someone steals your personal information, such as your name, Social Security number or credit card number, to commit fraud or other crimes. Nearly one in five Americans has become a victim of this crime. Identity theft can cost its victims valuable money, time and frustration.

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How to incorporate financial education into your wellness program

When it comes to Workplace Financial Wellness, one of the first questions asked by Benefits Administrators is, “How do I incorporate this type of benefit into my overall wellness plan?”
Many HR and benefits practitioners struggle with this dilemma and rightfully so. If you ask even the most seasoned financial experts, they’ll agree - there isn’t just one strategy for incorporating financial education. However, there are best practices and crucial steps for setting yourself up for success.
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What’s a credit score?

While you may know a lot about test scores, how much do you know about credit scores? One day, these scores will have an important influence over financial matters in your life, so it pays to learn about them sooner rather than later.

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Six Side Hustles Anyone Can Do

Who wouldn’t love some extra pocket money? Here are six ideas for easy side hustles. Maybe one or more of them is right for you.  
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