Knowledge Center

Got some cash? Before you spend it, hit pause and ask yourself the right questions—because smart choices today add up to bigger wins tomorrow.

Life happens—your phone breaks, your car needs gas, or a school fee pops up out of nowhere. That’s where an emergency fund comes in. Its money set aside just for unexpected expenses—not fast food or concert tickets.

Ads are built to spark emotions and push quick decisions, but when you spot the tricks and pause before you buy, you stay in control of your money and avoid impulsive spending. 

Saving is smart—but putting your money in a money market account or savings certificate helps it grow even faster, giving you stronger habits and a head start on your financial future.

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

Fraud is everywhere. From sneaky online scams to fake emails and text messages, fraudsters are always looking for ways to trick people into giving away their money or personal information.

Every day, fraudsters are hard at work trying to steal personal financial information from hardworking, honest people like you. They are more clever than ever, so you need to stay informed about how to avoid falling victim to their schemes.

At Advancial, we’re committed to helping you protect your accounts. Here's how to build better passwords and reduce the risk of compromise.

Negotiating your salary or asking for a raise might feel scary, but it's normal and can seriously pay off. Here's how to do it without feeling awkward or sounding ungrateful.

Credit might seem like a boring adult thing, but it's a tool that helps open doors for your future. Learn how to use it wisely now!

Ever wonder where all your money goes? Learning to track your expenses is a key step in managing your money wisely. The good news? With the right tools and a little effort, it's easier than you think!

When you borrow money—whether for a car, a house, or even a student loan—you don’t just pay back what you borrowed. Lenders charge you extra money for lending it to you. This is where principal and interest come in. But what do these terms mean, and why do they matter?

As you grow older and start earning more money, it’s important to think about where and how to save.

If your first job is with a company—like working at a retail store, a restaurant, or an office—you'll notice that your paycheck isn't as big as you thought it would be. 

While college can be expensive, scholarships can help ease the financial burden—and the best part? Scholarships are essentially free money you don't have to pay back.

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

Knowing how and when to tip is a key part of growing up. Tipping is a way to show appreciation for good service and support people in jobs that often rely on tips to make a decent living. Here's a guide to help you navigate the sometimes-confusing world of tipping etiquette.

Wire transfers are a powerful tool for moving money quickly and securely across the globe. Understanding how they work, the costs involved, and best practices for their use can help you make the most of this service with Advancial.

Wire transfers are a powerful tool for moving money quickly and securely across the globe. Understanding how they work, the costs involved, and best practices for their use can help you make the most of this service with Advancial.