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    Knowledge Center

    Useful tips and information to help you with a wide variety of important financial decisions.

    Member Webinars

    Recordings of free financial education webinars for Advancial members.
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    June 22, 2023
    Mobile Wallets Provide a Contactless Way to Pay
    Tired of carrying around a wallet stuffed with cards? Don’t like waiting for a chip card to process? Worried about the germs on the payment terminal? Try using a mobile wallet!
    November 10, 2023
    The Four P’s of Common Scam Signals
    Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.
    July 19, 2022
    A Checklist for an Organized Estate
    Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.
    March 13, 2023
    A Guide to Avoiding Financial Fraud
    Every day, fraudsters are hard at work trying to steal personal financial information from hardworking, honest people like you. They are more clever than ever, so you need to stay informed about how to avoid falling victim to their schemes.
    January 18, 2023
    Credit Scores 101
    Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.
    May 02, 2023
    Checking 101
    A checking account that makes you pay to access your own money is no friend to your finances. The truth is, plenty of banks charge fees that can chip away at your account balance. That’s not the case at Advancial. As a not-for-profit credit union, our checking accounts are designed to benefit your bottom line, not a bank’s shareholders.
    October 03, 2023
    Dinero Teens: Check-Writing 101
    In an era of digital payments, you may not regularly need to write a check to complete a purchase. But at some point, you will likely want or need to write a check because it’s the best option available.
    December 05, 2022
    Make a Plan to Reach Your Financial Goals
    Think about your financial goals for a moment. Do you picture yourself buying a home or taking a much-needed vacation? Are you focused on building a financial safety net or saving for retirement? Although challenges and setbacks may throw you off course, it’s easier to bounce back when you have a plan for reaching your goals.
    August 23, 2023
    Make It a Point to Maximize Rewards
    If you’re in the market for a rewards credit card, you may be wondering which is the best for you.
    July 17, 2023
    Making Sense of Our Current Inflation
    As you may have noticed when buying anything lately, America is experiencing significant inflation – the highest in 40 years, according to economists. What really is inflation? How did we get to this point? What’s being done about it? And most importantly, what can you do to reduce the effect of inflation on your personal budget?
    July 09, 2023
    Protecting Your Online Presence
    In today's interconnected world, where digital transactions and online banking have become the norm, it is crucial to prioritize the security of your financial information. With cyber threats lurking at every corner of the internet, protecting your personal and financial data has become more important than ever.
    April 26, 2023
    Raising a Financially Savvy Child
    In today's fast-paced and complex world, it is crucial for parents to equip their children with financial skills that help them navigate the challenges of managing money. By instilling good financial habits early on, parents can lay the foundation for a financially savvy future.
    October 10, 2023
    Safeguard Your Finances When Shopping Online
    What’s not to love about shopping online? After browsing and a couple of clicks, merchandise is delivered to your door. Along with ease and convenience, online shopping can offer plenty of opportunities for thieves and scammers to steal your financial information.
    April 14, 2023
    Savings Tips for Every Life Stage
    Whether you’re just starting out in your career or nearing retirement, maximizing your savings may help you reach your goals and overcome any financial bumps in the road.
    May 08, 2023
    The 20% Down Myth
    If your dream is to own a home of your own, you are likely saving up, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?
    July 12, 2023
    Understanding Credit Cards
    Credit cards can be powerful financial tools when used responsibly. Let’s explore the basics of credit cards, including how interest is charged, the concept of balance transfers, earning reward points, secured credit cards and how credit cards can help improve your credit score.
    January 30, 2023
    Ways to Build Credit
    Perhaps you had good credit in the past, but now you’re experiencing a much lower credit score due to life choices or circumstances. Or, you may be building your credit for the first time. Whatever the situation, you can rely on Advancial to provide you with products that can help re-establish your payment history.
    January 10, 2023
    What's the Difference Between a Credit Union and a Bank?
    When it comes to managing our money, the most common options are either credit unions or banks. Banks and credit unions both offer the same products and services, and both are federally insured by their respective government agencies, but what’s the difference between the two, and which is the best fit for your financial needs?
    March 31, 2023
    Why Should I Refer My Friends and Family to Advancial
    Credit unions are an essential part of our community. Our members are also your friends, family, co-workers and neighbors. They care enough about where they live to invest their money locally.
    September 01, 2023
    Your Guide to Auto Loans
    Buying a car requires a lot of time and research. On top of deciding on the model and features you want, finding the right financing options can seem overwhelming. That’s why we’ve created this guide to help you navigate the process of financing your next set of wheels.
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