Knowledge Center

If your dream is to own a home of your own, you are likely saving up, dollar by hard-earned dollar, until you have that magic number: 20% of your dream home’s total value. That’s what all the experts say, right?

The holidays are upon us! That means it’s the most popular time of year for scammers to earn their stockings full of coal. Don’t ruin your holidays by falling victim to their empty presents and Grinch-like tricks.

Estate planning is a smart thing to do to protect your assets and ease an already difficult time for your loved ones. However, starting the process and executing it effectively can be challenging. Making plans for distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your loved ones are prepared.

Every day, fraudsters are hard at work trying to steal personal financial information from hardworking, honest people like you. They are more clever than ever, so you need to stay informed about how to avoid falling victim to their schemes.

A checking account that makes you pay to access your own money is no friend to your finances. The truth is, plenty of banks charge fees that can chip away at your account balance. That’s not the case at Advancial. As a not-for-profit credit union, our checking accounts are designed to benefit your bottom line, not a bank’s shareholders.

Three simple digits. That’s all it takes to capture the quality of your credit history. It seems simple, but credit scores are an important tool that lenders use for virtually all loan and credit applications. Those three digits help lenders determine if they can trust you to repay a loan fully and on time.

If you've recently been rejected from a credit or loan application, it may be because of your credit score being too low. If that’s the case, there are a number of reasons why that may be.

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

Hackers often try to take advantage of unsuspecting people by posing as their financial institution, referred to as spoofing. They often use common communication methods, such as phone calls, email or text messages.

Feeling buried under debt can be stressful, but creating a clear plan can make it much more manageable. Two popular approaches — the snowball method and the avalanche method — offer different paths to becoming debt-free.

Here's how to get the most NCUA deposit insurance coverage.

When it comes to Workplace Financial Wellness, one of the first questions asked by Benefits Administrators is, “How do I incorporate this type of benefit into my overall wellness plan?”

If you’re thinking about refinancing or buying a new car, SUV, or truck, there’s a new federal tax benefit worth knowing about.

As you may have noticed when buying anything lately, America is experiencing significant inflation – the highest in 40 years, according to economists. What really is inflation? How did we get to this point? What’s being done about it? And most importantly, what can you do to reduce the effect of inflation on your personal budget?

Tired of carrying around a wallet stuffed with cards? Don’t like waiting for a chip card to process? Worried about the germs on the payment terminal? Try using a mobile wallet!

In today's interconnected world, where digital transactions and online banking have become the norm, it is crucial to prioritize the security of your financial information. With cyber threats lurking at every corner of the internet, protecting your personal and financial data has become more important than ever.

In today's fast-paced and complex world, it is crucial for parents to equip their children with financial skills that help them navigate the challenges of managing money. By instilling good financial habits early on, parents can lay the foundation for a financially savvy future.

What’s not to love about shopping online? After browsing and a couple of clicks, merchandise is delivered to your door. Along with ease and convenience, online shopping can offer plenty of opportunities for thieves and scammers to steal your financial information.

Whether you’re just starting out in your career or nearing retirement, maximizing your savings may help you reach your goals and overcome any financial bumps in the road.

At Advancial, we’re committed to helping you protect your accounts. Here's how to build better passwords and reduce the risk of compromise.